Start Your Journey

Invest with Purpose. Earn with Confidence.

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Thank you for your interest in HOS Financial.

Whether you're an experienced real estate investor or exploring private real estate investments for the first time, you've taken the first step toward learning about an investment model that combines attractive financial returns with meaningful social impact.

At HOS Financial, we believe the best investments do more than grow wealth—they help Canadian families achieve homeownership while creating long-term value for our investors.

We've designed a simple step-by-step journey to help you understand our program, explore real investment opportunities, and determine whether HOS is the right fit for your investment portfolio.

Your Investment Journey

01
Step 1

Learn About HOS

Every successful investment begins with understanding the model.

Download our Investor Guide to learn:

  • How the HOS investment model works
  • How investor returns are generated
  • How we help protect investor capital
  • Why over 1,300 Canadian families have trusted HOS on their path to homeownership
  • What makes our investment approach different
Download Investor Guide
02
Step 2

Review a Sample Investment Scenario

Once you've learned about the program, take a closer look at a real-world investment example.

Our sample investment scenario demonstrates how:

  • Positive monthly cash flow is generated
  • Mortgage principal is reduced over time
  • Predefined appreciation contributes to long-term returns
  • Multiple revenue streams work together to create investor value

This example provides a transparent look at how a typical HOS investment is structured.

Download Sample Investment Scenario
03
Step 3

Schedule an Investor Consultation

Every investor has different goals, timelines, and expectations.

After reviewing the Investor Guide and sample scenario, the next step is a one-on-one conversation.

During your consultation, we'll:

  • Answer your questions
  • Review your investment objectives
  • Explain the HOS investment process
  • Discuss available opportunities
  • Determine whether our program is a good fit for your portfolio

There's no obligation—just an opportunity to learn more and explore whether HOS aligns with your investment strategy.

Book an Investor Consultation
04
Step 4

Explore Current Investment Opportunities

Once we've had an opportunity to meet, we'll introduce you to investment opportunities that align with your goals and investment criteria.

Each opportunity includes detailed financial information, investment projections, property details, and supporting documentation to help you make an informed investment decision.

When you're ready, we'll guide you through the next steps and help you become an HOS investor.

View Current Opportunities
(Access may be provided following your consultation.)
05
Step 5

Review Current Investment Opportunities

Explore available opportunities.

Once you've learned about our investment model and spoken with our team, you'll have the opportunity to review available investment opportunities. 

Rather than publicly displaying detailed financial information online, we provide qualified investors with access to comprehensive opportunity packages that may include:

  • Province and market location
  • Property type
  • Investment amount
  • Target return range
  • Investment structure
  • Program details
  • Supporting documentation

This approach helps ensure every opportunity is presented with the appropriate context while allowing our team to answer your questions directly.

View Current Opportunities
06
Step 6

Register as an Investor

Begin your investment journey.

When you're ready to move forward, completing your investor registration allows us to better understand your investment preferences and begin matching you with suitable opportunities. 

Our registration process helps us gather the information needed to:

  • Understand your investment goals
  • Discuss preferred investment structures
  • Identify opportunities that align with your objectives
  • Provide relevant investment updates
  • Continue supporting your investment journey

Our team will guide you through each step and remain available to answer questions as you move forward.

Register as an Investor
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Why Investors Choose HOS

Buyers reviewing Housing Solutions during a consultation in Canada.

Purpose-Driven Investing

Generate attractive returns while helping Canadian families achieve the dream of homeownership.

Buyers reviewing Housing Solutions during a consultation in Canada.

Professionally Managed

Our experienced team manages the investment process from acquisition through completion, allowing investors to participate with confidence.

Buyers reviewing Housing Solutions during a consultation in Canada.

Proven Experience

More than 20 years of experience, over 1,300 families assisted, and more than $500 million in real estate transactions facilitated.

HOS Financial Inc. connects investors with asset-backed rent-to-own opportunities that generate returns while helping Canadian families achieve homeownership. We proudly serve investors across Canada, including Ontario, Woodbridge, Toronto, and Burlington.